Buying your first home is a big deal. It’s exciting, but it can also be a little nerve-wracking. You might be dreaming about BBQs in the backyard or cosy nights by the fireplace, but before you get too carried away, there’s something important to tackle first: budgeting. Figuring out how much home you can afford, which mortgage option is best, and understanding all the hidden costs can be tricky. But here’s the good news: getting your finances right isn’t just about numbers. It’s about setting yourself up for a comfortable future in your new home.